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That gives me an interesting idea. What if employer provided health insurance was outlawed? Once people see the real costs of their coverage, I feel they'll a
by axaxs 6y ago
That gives me an interesting idea. What if employer provided health insurance was outlawed? Once people see the real costs of their coverage, I feel they'll all be all in on reform of some kind.
- leetcrew 6y agointeresting idea, but probably even less viable than full universal healthcare politically. individual rates are not really the true cost of insurance. they're just the rates you get when you can't negotiate as a group. you would lower the standard of living for pretty much everyone with a full-time job and give them nothing in exchange.
- lotsofpulp 6y agoEmployers don’t get lower health insurance premiums because they are big enough to negotiate. They might get them if they happen to employ healthier people than average and if the employees are on the younger side, hence experience lower healthcare costs.
- lotsofpulp 6y agoEmployer provided insurance should be outlawed, and everyone should be forced to go to healthcare.gov. Then there would be enough lived on the marketplace for competing insurance to stay in business and the more competing insurers there are, the more pressure there will be to keep premiums lower.