>These kinds of plans were common (and cheaper) prior to the ACA. They weren't comparable because before the ACA these plans almost exclusively had lifetime an

>These kinds of plans were common (and cheaper) prior to the ACA. They weren't comparable because before the ACA these plans almost exclusively had lifetime and yearly coverage limits, and they could raise your premiums to affordable levels the next year if you actually developed a long term serious illness. If you ended up with cancer, a plan like you're talking about would have dropped you like a hot potato after they blew through your $100k a year coverage limit.