> What also works against the idea of subsidies being the culprit is that it's not just universities that have seen this cost inflation. The entire economy is

> What also works against the idea of subsidies being the culprit is that it's not just universities that have seen this cost inflation. The entire economy is subsidize. We have a credit-based system, hence universal access to cheap credit is the end-game, that is why car loans are starting to creep into the 10-year territory with 0 down and no credit score.