Seems like you're trading one risk for the certainty that you'll eventually flood your house. Flooding basements isn't uncommon, if you move your living area do

Seems like you're trading one risk for the certainty that you'll eventually flood your house. Flooding basements isn't uncommon, if you move your living area downstairs then you'll be flooding that instead. Also, most people don't want to live in daylight bunkers to mitigate a risk.