You've missed the point. Why is the owner of the car paying if the car is driving in autonomous mode? If the driver has no control, is he liable? That's the que

You've missed the point. Why is the owner of the car paying if the car is driving in autonomous mode? If the driver has no control, is he liable? That's the question. Talking about insurance is just kicking the can down the road. If the driver has the option to take control, is he going to be liable for doing so or not doing so in case of an accident?