This is silly. Yes, there is a difference of degree and nature between A and B here. Are you saying that there is no similar gap between the banks and regular p

This is silly. Yes, there is a difference of degree and nature between A and B here. Are you saying that there is no similar gap between the banks and regular people in terms of their power to create money? Because that's patently nonsense. And I mean, the vast majority of money in circulation does not come from the money printer or even the central bank's own ability to duplicate money, it comes from the multiplicative recirculation by banks. The banks have been both legally empowered and de facto relied on to do this money creation on behalf of the government in ways that other people and organizations are not allowed to do. Just witness the largely successful regulatory crackdown on cryptocurrency services, or the fact that "point exchange systems" like Xbox live points to to great lengths to insist that their points are not recoverable into dollars to avoid regulations as actual evidence that banks are not accidental money creators but an empowered subsystem of the process of making money exist.