There's no such thing as a 0% loan. That just means the interest is built into the price. Anyway, if you have poor credit and need a car, I don't think there i

There's no such thing as a 0% loan. That just means the interest is built into the price. Anyway, if you have poor credit and need a car, I don't think there is anything wrong with paying 10% interest... but please don't buy a 35k vehicle then. There are plenty of used, reliable cars less than 10k.