Having a ToS and Privacy Policy were a requirement before I could hook http://pagekite.net/ http://pagekite.net/ up with a payment processor - you can't take pe

Having a ToS and Privacy Policy were a requirement before I could hook http://pagekite.net/ http://pagekite.net/ up with a payment processor - you can't take people's money unless there's a clear statement of what they are (and aren't) getting for their money. Refund policies, things like that.