That's possible. I wouldn't say that the employer has a say in whether you get surgery or not based on whether they provide health insurance. If they don't prov

That's possible. I wouldn't say that the employer has a say in whether you get surgery or not based on whether they provide health insurance. If they don't provide company housing, they don't provide company housing, but they don't get to decide whether you get to live in a house or not. "They get a say" = they are involved in the decision. They aren't though. They might not be forced to pay for what an employee decides, but they aren't making the decision. If them not paying means they make the decision, then the government is deciding whether people get to fly to the moon. That's technically correct under those premises, but I believe we agree that it's a silly statement.