It's a terrible term because the technical people think they are talking to the business people in their terms, but when the business side of the operation hear

It's a terrible term because the technical people think they are talking to the business people in their terms, but when the business side of the operation hears the term technical debt, they ask some questions and what they hear is that they are issuing non-recourse debt. What the technical side of the operation wants to say is "We're making short term decision that are going to hurt us in the long term", and what the business side of the operation hears is "This is free money".