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It's a strategy that works for the small things: a doctor's visit for the flu, ubiquitously manufactured cheap prescription drugs, etc. It's when you face a re

• klenwell 6y ago
  NPR reported a story like this this week: https://www.npr.org/sections/health-shots/2020/08/25/904517805/veterans-appendectomy-launches-excruciating-months-long-battle-over-bill https://www.npr.org/sections/health-shots/2020/08/25/9045178... They are not hard to find. This one also included some dodgy billing practices by the medical provider. Consistent with industry standards.
• sneak 6y ago
  You can do both: carry insurance and not use it outside of catastrophies, and just pay cash for most minor/routine things. This is what I do.
  • timbo1642 6y ago
    What you're doing makes zero sense. A physical is EXPENSIVE, so why pay for it? Doctors visits aren't cheap either. Also makes no sense to pay cash for RX drugs in almost all cases
• rurp 6y ago
  Of course even with insurance you might end up owing huge amounts. A friend of mine was in a terrible accident, had insurance, and still racked up massive bills. The last number I heard from him was $800k and he was wondering if it would get over a million. I have insurance now but have gone without it at times and really don't know what the best route is. If I get injured badly with insurance I know there's still a decent chance I'm ruined financially.