College plans are considered "special-risk" plans and therefore aren't obliged to follow ACA guidelines at all. So they can do tricky stuff ACA banned like hav

College plans are considered "special-risk" plans and therefore aren't obliged to follow ACA guidelines at all. So they can do tricky stuff ACA banned like have low lifetime maximums, exclusions, and kick you off the plan when you drop out of school because you're too sick.