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It really depends. If you're single and under 40 it's not so bad. But if you have a partner, kids, and are a bit older then suddenly it can be quite expensive
by nostromo 6y ago
It really depends. If you're single and under 40 it's not so bad.
But if you have a partner, kids, and are a bit older then suddenly it can be quite expensive.
- bfrog 6y agoI mean, even if your young its ridiculous. I'm mid thirties now with a wife and kid, healthcare costs are double my mortgage. For the highest deductible I can get. None of us have any illnesses or do anything other than see the physician on the usual prescribed basis. It's insane.
- treis 6y agoYou've got much cheaper housing or much more expensive insurance than the average person.
- garmaine 6y agoHis numbers seem correct if you assume national-average housing costs, not Bay Area figures. Which is fair because the insurance cost does not vary much between locales.
- lotsofpulp 6y agoIt’s because you’re not paying for your healthcare when you’re young. Health insurance is just a tax, with the premiums going towards paying for healthcare for the sick and elderly (in the US, people 55+). ACA specifically capped health insurance premiums for the elderly as a multiple of a 21 year old’s premiums. Otherwise health insurance premiums for 20 year olds would be $30 a month and $3000 a month for 60 year olds.
- deleted 6y ago[deleted]
- antcas 6y agoAlso FYI to anyone reading this, these plans are all individual-rate plans but many also offer family or spouse plans for not that much more.