4 ms·
In the ideal world this loophole would be made irrelevant by universal healthcare. Realistically the minimum credit hour requirements might be increased at som
by antcas 6y ago
In the ideal world this loophole would be made irrelevant by universal healthcare.
Realistically the minimum credit hour requirements might be increased at some schools, but otherwise if you take advantage of this system you're pretty much using the system as designed.
Insurers already account for the fact that healthy and insured students are less likely to opt-in for their student health plans.
- lotsofpulp 6y agoThat was the ideal with ACA (since taxpayer funded healthcare is such a bad word for many US voters), but the voters got up in arms about having to pay for others’ healthcare so they got to keep their silo’d school/church/employer health insurance pools.
- newen 6y agoIt probably was insurance companies that got up in arms about it rather than voters since insurance companies are incentivized to silo their clients as much as they can. Also insurance companies are the ones who have actual say in the matter of writing the law compared to the voters.
- lotsofpulp 6y agoI remember people being pissed off their premiums went up because people with pre existing conditions and pregnancy and whatnot had to be covered now. People are still pissed off about having to pay increased premiums so more people can get more healthcare. Insurance companies, by statute, can earn up to 15% to 20% of healthcare expenses they pay for, so increasing the population they cover is in their interest.