Nice to see an arxiv link and also a clear and easy to find access to the full research paper (and I've downloaded it for later reading but briefly skimmed it).

Nice to see an arxiv link and also a clear and easy to find access to the full research paper (and I've downloaded it for later reading but briefly skimmed it). For a TLDR version this link sums it up nicely https://www.zdnet.com/article/academics-bypass-pins-for-visa-contactless-payments/ https://www.zdnet.com/article/academics-bypass-pins-for-visa... Academics bypass PINs for Visa contactless payments Researchers: "In other words, the PIN is useless in Visa contactless transactions." I haven't read the research paper fully yet but yeah in case 16 pages of pdf isn't for you the ZDNet article provides a nice summary