> The fraudsters discussed in the article Your comment almost directly contradicts the article. This isn't about just stealing credit cards: > “Many of them t

> The fraudsters discussed in the article Your comment almost directly contradicts the article. This isn't about just stealing credit cards: > “Many of them told us the same thing: Buying identities was so much better for them than stolen payment card data, because card data could be used once or twice before it was no good to them anymore. But identities could be used over and over again for years.” And your part about "The banks could easily just say "unless you can prove this was our fault (and it rarely is)": > “But during my case, the federal court received like 13,000 letters from victims who complained they lost their houses, jobs, or could no longer afford to buy a home or maintain their financial life because of me. That made me feel really bad, and I realized I’d been a terrible person.” That doesn't sound like the banks were very forgiving for those 13,000 people, and it is 100% not their fault that Experian published on the public internet enough personal data about them to open new credit cards.