+1. For anyone, watch the movie "Yes man", with Jim Carrey. It's a run of the mile chick flick, but the bit about banks, which is fairly at beginning, it portra

+1. For anyone, watch the movie "Yes man", with Jim Carrey. It's a run of the mile chick flick, but the bit about banks, which is fairly at beginning, it portraits the "we prefer to say NO" policy of banks very accurate.