Objects would almost never fall straight in to a black hole. In the case where there is relative angular velocity, they spiral in, and then the physics of accr

Objects would almost never fall straight in to a black hole. In the case where there is relative angular velocity, they spiral in, and then the physics of accretion disks takes over. This involves the release of massive amounts of energy, particularly along radial jets, as the stuff in the disk spirals inwards. The energy release happens well before the infalling matter gets close to the event horizon.