4 ms·
That still does not affect the ratio
by vehementi 6y ago
That still does not affect the ratio
- nasalgoat 6y agoThe individual processors are the ones who care about chargebacks, not VISA itself. So by spreading the processing among several of them, the number of chargebacks per processor are lower. It's load balancing.
- xuhu 6y agoAlso lower is the number of transactions. The ratio stays the same.
- nasalgoat 6y agoFrom my experience in the adult industry, the processor cared more about the total than the percentage.
- deleted 6y ago[deleted]
- Quarrel 6y agoThis just isn't true. Yes, you can be pinged by the processor, but mostly because they're worried about the CC networks pinging them. Source: Have a 30M+ people site that has been pinged by VISA itself for chargeback ratios ...
- sk5t 6y agoMaybe the confounding factor here is that the term "load balance" could be extremely unsuitable for onlyfans' processing logic; e.g. they might preferentially route the risky transactions to one or two processors that won't get too agitated/punitive.
- pen2l 6y agoHow is any given transaction distinguished as being risky or non-risky?
- lovegoblin 6y agoJust off the top of my head, they'd have chargeback rate per-performer and per-customer. Or they may have some kind of internal scoring system that rates how "porn-y" a given performer is - maybe that correlates to chargeback rate. Who knows - I'm just spitballing. But there are signals one could look at.
- mcphage 6y agoIf you've had multiple transactions with the same buyer with no chargebacks, you can probably put that buyer in a low risk pool.