It's not that I have a lot of trust in the challenger banks, more of the opposite -- I don't trust the old banks much more than I would trust Revolut. It's very

It's not that I have a lot of trust in the challenger banks, more of the opposite -- I don't trust the old banks much more than I would trust Revolut. It's very easy to exit their (broken) state machine, e.g. if you use the eID card for 2FA login and it expires. The thing with Revolut, Transferwise, etc is they don't rely on having physical offices. I agree that it's always a good idea to have multiple accounts.