5 ms·

Visa is absolutely a master entity that dictates nearly everything including consumer credit reporting requirements and minimum credit lines. They publish an 8

• gruez 6y ago
  > They publish an 886 page "public" version which is actually kind of an interesting read: yet a search for "adult" only yield one result, and it's in the context of a card for minors.
  • preinheimer 6y ago
    and as with all things, interpretation is key.
    • marcus_holmes 6y ago
      As pointed out, the banks also have a say. And banks are notoriously risk-averse and prudish. It's much easier for them to say "no" than "yes".
      • unnouinceput 6y ago
        +1. For anyone, watch the movie "Yes man", with Jim Carrey. It's a run of the mile chick flick, but the bit about banks, which is fairly at beginning, it portraits the "we prefer to say NO" policy of banks very accurate.