I'm of two minds about this - on one hand, we don't want shoe-shine boys losing their savings on a bad investment. On the other, if my friends and I want to po

I'm of two minds about this - on one hand, we don't want shoe-shine boys losing their savings on a bad investment. On the other, if my friends and I want to pool our money to make an investment I resent being kept out of that sort of thing. Things like opening it to VC fund analysts make a ton of sense.