You should use a credit card for online purchases when you can in The Netherlands. With IDEAL you don't get the ability to do chargebacks, and most webshops wil

You should use a credit card for online purchases when you can in The Netherlands. With IDEAL you don't get the ability to do chargebacks, and most webshops will charge the consumer the same amount of money for an IDEAL and a CC purchase. Not using a CC is just leaving insurance money on the table for no reason. I've done chargebacks after getting fraudulent goods transferred over with relatively little hassle, and would probably never managed to reverse a bank transaction.