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Seems ridiculous to have to buy a device just to use my card. I would have to carry it around as well otherwise I wouldn't be able to use my card online
by michannne 6y ago
Seems ridiculous to have to buy a device just to use my card. I would have to carry it around as well otherwise I wouldn't be able to use my card online
- anfilt 6y agoIt's honestly the issue is the card form factor. If you ditched the card form factor you could use USB or other common interfaces. The card form factor limits or requires it's own interface. Current cards with chips or contact less payment use a form of connection that PCs and Phones don't have integrated.
- michannne 6y agoThe point is to have a way for the user to use their card without a device, and a way to keep the encryption. If you have a USB you've lost point #1
- ryukafalz 6y agoIf you were able to do this I think you’d find card readers built into laptops would be much more ubiquitous. It’s very commonly an option on business laptops already (probably thanks to the US government making heavy use of contact smartcards). And as for transactions on mobile phones, most of them have NFC as well; contactless payments could work there too.
- michannne 6y agoThere's no reason that with chip technology as ubiquitous as it is that card readers shouldn't be more widespread. The fact that they aren't right now shows that the market isn't there