Everyone has a bunch of cards, they just don't use them. We have a credit card for a mall, only for the free parking at said mall. We never actually pay anythi

Everyone has a bunch of cards, they just don't use them. We have a credit card for a mall, only for the free parking at said mall. We never actually pay anything with it, only scan it in the parking garage. That said, cashless transactions have gone way up in the past year though, though the introduction of PayPay QR code payments (which means that waaay more small mom&pop stores accept a cashless payment system since adopting it is basically free), the government 2-%5% cashback cashless incentive that ended earlier this year, and the coronavirus. It will be interesting to see the new cashless usage numbers next year.