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This story is ridiculous for another reasons. I worked for card payment (implemented credit card terminal application, internalized couple thousand pages of req
by lmilcin 6y ago
This story is ridiculous for another reasons. I worked for card payment (implemented credit card terminal application, internalized couple thousand pages of requirements).
Credit card numbers are assigned by payment organizations in the form of prefixes (BINs -- https://binlist.net/ https://binlist.net/, https://www.bindb.com/bin-list.html https://www.bindb.com/bin-list.html)
The worst that will happen is that Visa/Mastercard will issue more BINs to those organizations. There isn't going to be a shortage of credit card numbers.
- donor20 6y agoExactly, but the idea that with a billion numbers to issue they can't get 100 million folks into the structure - that's also silly.
- lmilcin 6y agoNot really that silly. For example, IPv4 address space was initially mostly partitioned in huge blocks to couple institutions and companies without regard for the future. The difference is that Credit Card numbers are much easier to manage. The routing tables for Credit Cards are distributed by Visa/Mastercard to acquirers in the form of BIN files and it is extremely easy to add arbitrary mapping. So if someone gets an unnecessarily large prefix like "1" then the next day you can change it easily to ten prefixes "10", "11", "12" and so on and have a different organization for each.