$250k less 10% downpayment assuming 3% interest rate for 30 years yields about $1300 per month payments which is $15600 per year. With median household income

$250k less 10% downpayment assuming 3% interest rate for 30 years yields about $1300 per month payments which is $15600 per year. With median household income in Ohio being around 56k, spending 15k on a house looks affordable.