>If so, what has prevented you from saving all the excess money beyond minimum salary and retiring I don't see what this has to do with UBI, other than maybe y

>If so, what has prevented you from saving all the excess money beyond minimum salary and retiring I don't see what this has to do with UBI, other than maybe you're trying to counter the presented hypothetical by asking if the parent poster would actually be happy to live frugally. Not only are there plenty of people with professional success that save aggressively or have other goals (e.g. skiiers that makes six figures and still live like skibums), but they're a different category than people that would be willing to coast by minimally if given the opportunity.