Similarly. Take two people with the aptitude. Have them both spend a year messing about. One of them has a family who can afford to help them get back on tra

Similarly. Take two people with the aptitude. Have them both spend a year messing about. One of them has a family who can afford to help them get back on track, the other doesn't. I'm doing really well despite falling off the rails a bit in my early 20s. If I didn't have my family to help me, I'd not be doing nearly as well.