Complexity is absolutely a reason. Every time a company offers something 'non standard' - it's a huge legal expense and risk. Very few startups can afford suc

Complexity is absolutely a reason. Every time a company offers something 'non standard' - it's a huge legal expense and risk. Very few startups can afford such things. Like complexity in code scales exponentially, so too does potential legal outcomes. There are a lot of bespoke things each company could do in light of specific situations, but it's just not worth it.