Please cite a law here. The money was owed, it may have been distressed and in default (so due immediately) the balance was paid. Seriously, no lender is respo

Please cite a law here. The money was owed, it may have been distressed and in default (so due immediately) the balance was paid. Seriously, no lender is responsible for investigating at the level you are talking about - seriously, they do not need to figure out if you used your own money, the paying agent used their money, a title company paid out a title claim and used their money, an insurance company settled the debt as a result of a loss event etc. Paying agents in other areas (securities / bonds) pay trillions a year - the system would not work if everyone was always having to worry that the "good funds" being used to pay debts were not good funds.