I feel like this is more like if I lend you $1000, and you give your friend $100 to give to me. Your friend typos the bank transfer and pays me $1000. I don't

I feel like this is more like if I lend you $1000, and you give your friend $100 to give to me. Your friend typos the bank transfer and pays me $1000. I don't think it's unreasonable for me to assume you're paying back the whole loan at that point. Maybe you've come to an arrangement with your friend, maybe you've paid them in cash, whatever, that's between you and your friend. As far as I'm concerned we've concluded our business. I am not certain that this logic scales to 9 figures.