Rather than funding programs like this, people would be far better served by being educated on how to better use the money they have. Just look at the US Burea

Rather than funding programs like this, people would be far better served by being educated on how to better use the money they have. Just look at the US Bureau of Labor Statistics on how people spend their money. https://www.bls.gov/cex/2018/CrossTabs/sizbyinc/xtwo.PDF https://www.bls.gov/cex/2018/CrossTabs/sizbyinc/xtwo.PDF For example, a couple making less than 15K a year is spending 2K on restaurants! A couple with that income shouldn't know what the inside of a restaurant looks like. But I don't blame people for that. I think we've let people like this down by not educating them. Nobody teaches you how to use money to improve your life. And this isn't just for lower income folks. I can't tell you how many high income people I know that foolishly spend their money (buying boats, new cars, etc) and hardly have anything left for retirement.