Read the other comments here. The author is driving people away with messages like "how to not be stupid", and misses the mark with his assumptions. Example: h

Read the other comments here. The author is driving people away with messages like "how to not be stupid", and misses the mark with his assumptions. Example: he doesn't take into account the fact that investments can and do go down in value, and you have to sell to pay taxes, even when the value drops.