Paying off debt is absolutely the right move. It gets you a guaranteed return of whatever your APR is. Debt is a negative bond, while bonds are currently payi

Paying off debt is absolutely the right move. It gets you a guaranteed return of whatever your APR is. Debt is a negative bond, while bonds are currently paying around 0%, while terrible, is still way better than a negative #. After your debt is paid off, then buy TSM(total Stock Market) index funds. I recently came across an example here of what a TSM index fund can do for one's financial life: https://deepnote.com/project/b7be8d06-b84c-4178-b51a-688bef90c100 https://deepnote.com/project/b7be8d06-b84c-4178-b51a-688bef9...