5 ms·
5.2% is crazy. The target date fund I use, SWYJX (Schwab Target 2055 Index Fund) has a net ER of 0.08%. Over 25 years, the difference between 0.4% and 0.08% ca
by atombender 6y ago
5.2% is crazy.
The target date fund I use, SWYJX (Schwab Target 2055 Index Fund) has a net ER of 0.08%. Over 25 years, the difference between 0.4% and 0.08% can be hundreds of thousands of dollars.
Like Betterment, SWYJX an automated portfolio, but one adjusted for age, not some individual profile.