While that's all true, RBS isn't the bank in question. Also, both RBS and Lloyds Banking Group (who bought/'merged with' HBOS, which was the result of the merg

While that's all true, RBS isn't the bank in question. Also, both RBS and Lloyds Banking Group (who bought/'merged with' HBOS, which was the result of the merger of Halifax and Bank of Scotland, and it's Halifax's online banking the story is about) do have special Scottish-only rights, like printing banknotes.