I'll make a bold statement. It's up for debate: there was nothing criminally illegal done in 2008. Maybe some mortgage loan officers overlooked some paperwork.

I'll make a bold statement. It's up for debate: there was nothing criminally illegal done in 2008. Maybe some mortgage loan officers overlooked some paperwork. Are you going to put them in jail? While illegal, those are really just misdemeanors. The problem with 2008 lies elsewhere than in individual fault.