> If there were actual competitors, their rates would be much lower... around 2-5% probably. You can only get nothing for 2-5% because that barely meets the pa

> If there were actual competitors, their rates would be much lower... around 2-5% probably. You can only get nothing for 2-5% because that barely meets the payment processing fees (of course, a large company can negotiate a lower rate). If you’re saying 2-5% plus payment processing fees, then that might be possible depending on the solution and what’s provided to users and developers.