I mean, all of these things are pretty straightforward with Stripe today. I guarantee if the ecosystem were more open there would be a drop-in replacement for A

I mean, all of these things are pretty straightforward with Stripe today. I guarantee if the ecosystem were more open there would be a drop-in replacement for Apple's system by Stripe available in practically no time. If Apple wants to compete on offering a better, more seamless experience, there's nothing stopping them from doing so. I don't think anyone is arguing that Apple shouldn't offer payment processing altogether. A 30% cut and anti-competitive stance towards other payment methods don't feel like competing to provide the best experience to me though.