In this case (with the second page) it looked like after you put in your credentials they put you in a loop while they tried to use your logins. I assume that

In this case (with the second page) it looked like after you put in your credentials they put you in a loop while they tried to use your logins. I assume that if the banking backend told them the verification sms or whatever is sent, they would have asked the user about it and just forwarded it