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Does that not ignore the massive disparity in population between states. In California the risk pool would be wide enough that it wouldn't be a problem, in stat
by philjohn 6y ago
Does that not ignore the massive disparity in population between states. In California the risk pool would be wide enough that it wouldn't be a problem, in states with < 1 million residents that suddenly becomes very difficult indeed.
- maerF0x0 6y agoDecent question, I'm not qualified to answer. Few, (none?) companies have 1M employees, how do they/insurance do it?
- philjohn 6y agoLooking at rates that employers (and then employees pay, especially in copays) the answer would appear to be "expensively". Look at the NHS in the UK, on average it costs £3k per person per year, outcomes are broadly similar (if not better, especially in areas like post-partum mortality) and as a % of GDP is half as expensive as US healthcare.