4 ms·

[Author of the article] I understand your point. But the headline is always more of an editorial choice. Nonetheless, Mr. Richards was able to come out on top,

by bmcn2020 6y ago

[Author of the article] I understand your point. But the headline is always more of an editorial choice. Nonetheless, Mr. Richards was able to come out on top, and that includes his picking up on the scam throughout the conversation with the hacker. Also, I'd like not to lose sight of the other main points of the article: -PayPal's inability to stop obvious fraud -Modulr Finance's position and reputation for assisting scammers, especially in its ability to create new accounts in seconds -Ms. Matthews, obviously a victim of the scam, not getting proper assistance from her bank

Normille 6y ago
>But the headline is always more of an editorial choice I think the word you're looking for is "clickbait"
- bmcn2020 6y ago
  > I think the word you're looking for is "clickbait" We're a young site, and we're still testing and learning, like many startups and companies and businesses. If you don't test, you'll never know, right? Did you read the article though? I'd love to hear what you thought about it
LatteLazy 6y ago
Do you know if there is a specific target to get more boomers reading? I have to be honest, I don't think fraud like this could be stopped unless we prevented a significant number of people from having bank accounts. PayPal are bottom feeders here, but if they weren't someone else would be (you list some alternatives)... Congrats on the article!
- bmcn2020 6y ago
  > Do you know if there is a specific target to get more boomers reading? I'm not sure I understand the question. Do you mean if in the creation, there was a goal to get more boomers reading our article? If that's the question, then certainly - a type of "from victim to victor" story, especially since the Boomer generation may generally fall victim to these kinds of scams often. > I have to be honest, I don't think fraud like this could be stopped unless we prevented a significant number of people from having bank accounts. PayPal are bottom feeders here, but if they weren't someone else would be (you list some alternatives)... PayPal may be one of those "too big to fail/to care" corporations. For them, small fraud like this is likely a small percentage of transactions, and in a cost-benefit type of consideration, it may not make sense for them to solve the problem, given how many resources it would take to fix it. On the other hand, PayPal is built on top of pretty old infrastructure, and there will always be ways to scam it. In that vein, I think that we'd need protections outside of PayPal. Generally, to remove any bank accounts or bank cards from PayPal and instead use virtual cards. Also, to have greater regulations for banking, and greater protections for customers. Flags should've been raised in Lloyds Bank, like it was in Metro, when 5 payments for the same sum came in and then was transferred out immediately. Strange behavior like that should likely require a verification of some sort. It will be more annoying for regular customers, but at least some people won't lose thousands, especially in a time like this. > Congrats on the article! Thanks! I really appreciate your feedback

Normille 6y ago

>But the headline is always more of an editorial choice I think the word you're looking for is "clickbait"

bmcn2020 6y ago
> I think the word you're looking for is "clickbait" We're a young site, and we're still testing and learning, like many startups and companies and businesses. If you don't test, you'll never know, right? Did you read the article though? I'd love to hear what you thought about it

LatteLazy 6y ago

Do you know if there is a specific target to get more boomers reading? I have to be honest, I don't think fraud like this could be stopped unless we prevented a significant number of people from having bank accounts. PayPal are bottom feeders here, but if they weren't someone else would be (you list some alternatives)... Congrats on the article!

bmcn2020 6y ago
> Do you know if there is a specific target to get more boomers reading? I'm not sure I understand the question. Do you mean if in the creation, there was a goal to get more boomers reading our article? If that's the question, then certainly - a type of "from victim to victor" story, especially since the Boomer generation may generally fall victim to these kinds of scams often. > I have to be honest, I don't think fraud like this could be stopped unless we prevented a significant number of people from having bank accounts. PayPal are bottom feeders here, but if they weren't someone else would be (you list some alternatives)... PayPal may be one of those "too big to fail/to care" corporations. For them, small fraud like this is likely a small percentage of transactions, and in a cost-benefit type of consideration, it may not make sense for them to solve the problem, given how many resources it would take to fix it. On the other hand, PayPal is built on top of pretty old infrastructure, and there will always be ways to scam it. In that vein, I think that we'd need protections outside of PayPal. Generally, to remove any bank accounts or bank cards from PayPal and instead use virtual cards. Also, to have greater regulations for banking, and greater protections for customers. Flags should've been raised in Lloyds Bank, like it was in Metro, when 5 payments for the same sum came in and then was transferred out immediately. Strange behavior like that should likely require a verification of some sort. It will be more annoying for regular customers, but at least some people won't lose thousands, especially in a time like this. > Congrats on the article! Thanks! I really appreciate your feedback