Looks like Microsoft doesn't understand the specification that they wrote down themselves: It is a bug if an attacker can take over my entire Microsoft account

Looks like Microsoft doesn't understand the specification that they wrote down themselves: It is a bug if an attacker can take over my entire Microsoft account via NFC. I wonder if Microsoft can make amends for any damage it causes. Credit card companies can do this and that's why some NFC payments are only 1FA.