I guess I should note that these are my opinions, this is a rant, I'm not an accountant or a lawyer and this is not legal or financial advice ;-) It is just so

I guess I should note that these are my opinions, this is a rant, I'm not an accountant or a lawyer and this is not legal or financial advice ;-) It is just so extremely frustrating when I wish someone well and they - in my opinion - take the wrong choices.