Right. But when stuff goes missing there is a big and insurance relevant question if the stuff was taken by someone with authorized access or someone who broke

Right. But when stuff goes missing there is a big and insurance relevant question if the stuff was taken by someone with authorized access or someone who broke in... having a locksmith disassemble and inspect the lock is useful. Maybe extremely careful picking would pass, but at least my efforts always mark up the pins. :) Compromises in electronic locks tend to be a lot cleaner.