Well, with accounts, their money is going to come from the Overnight Market; The bank has to be UP money at the end of the day in order to lend money to other b

Well, with accounts, their money is going to come from the Overnight Market; The bank has to be UP money at the end of the day in order to lend money to other banks over night. If Revolut’s customers did more withdrawals throughout the day than deposits, then Revolut has to borrow money overnight and it will cost them money. So that’s the challenge facing startup banks: have your customers do more deposits in a day than withdrawals.