I'd steer clear of Photoshop - it's a big investment, both in time and in money, for someone who occasionally does a little web design on the side. Focus on ty

I'd steer clear of Photoshop - it's a big investment, both in time and in money, for someone who occasionally does a little web design on the side. Focus on typography, as joshuacc suggests: a simple page with good typography is fine for most purposes, and an extremely elaborate page with bad typography is almost always bad.