That does exist now in the UK, I had it last time I sent money - I put in the name I expected and then it showed me the name on their account because they were

That does exist now in the UK, I had it last time I sent money - I put in the name I expected and then it showed me the name on their account because they were a bit different. For companies there are present lists so I don't need to know most company details to send say gas bill payments.