Indeed. 'Disruption' often translates to inserting an expensive middleman into an existing relationship. E.g. passengers used to order taxis directly and takeaw

Indeed. 'Disruption' often translates to inserting an expensive middleman into an existing relationship. E.g. passengers used to order taxis directly and takeaways would deliver food themselves. There are certainly improvements for some of the parties involved (Uber is a lot easier to use than local taxi companies used to be), but that doesn't mean there's magically a lot more money available to pay both the existing and new members of the model.